Personal Finance Books


The Cold Hard Truth on Men, Women & Money Review

★★★★★ The Cold Hard Truth on Men, Women & Money is a personal finance/life book that is packed with useful tips.  Some of the tips are fairly common sense, while other tips involve more in depth strategies.
    Everything from higher education, teaching your kids about personal finance, marriage, divorce, investments, etc., is covered in this book.  The articles in the book can be a bit blunt at times, but not mean spirited in any way.  This is not the Kevin O'Leary you will find in a Dragon's Den or a Shark Tank episode, this is the down to earth, borderline humble Kevin O'Leary, that is just telling you like it is.  If the book was written anonymously, you would probably not have ever guessed that it was Kevin O'Leary that wrote this book.
    The best parts of the book is when he talks about his personal experience, when he talks about what his mother's personal finance abilities, also when talking about advice and/or problems of random strangers that he ran into.  Much of the book is less about him and more about different situations in life and how he or others reacted to the situation.


Ten Memorable Lines

There are many memorable lines in The Cold Hard Truth on Men, Women & Money.  Just these ten sentences should be enough to get a rough idea on what the book will be like.  O'Leary's book is filled with anecdote driven tips and advice.


  • Here's the cold hard truth: no matter how much money you make, the world is designed to take it away. Right from the day you're born, your money is under siege. Money Problems Are Financial Opportunities
  • Simple advice is often easy to swallow but hard to follow. Money Problems Are Financial Opportunities
  • ... people may be able to help you out of difficult situations. But there are other times when the only thing that can help you is money. But for money to save you, first, you have to save it. Money Lessons I Learned from My Mother
  • Spending too much is a disease. And credit card debt is a cancer. Your 90-Day Number
  • Banks are the smartest corporate entities on the planet. That's why I invest in them. Your 90-Day Number
  • I love compound-interest charts almost as much as I love compound interest. Save Your Money, Save Your Life
  • There's no kind way to say this: if you smoke, you're an idiot. I was once an idiot, too, by the way. Save Your Money, Save Your Life
  • When a portfolio impresses me with its diversification, its risk profile and its commitment to capital preservation, it has invariably been owned by a woman. Invest Right, Invest Now
  • Never buy a security that doesn't pay a dividend or a bond that doesn't yield interest. Think of it like you're renting out your money. Don't let someone live in your spare room for free. Invest Right, Invest Now
  • Sometimes I wonder if Santa Claus, the Easter Bunny and the Tooth Fairy have done a huge disservice to our children. We've taught them that money is magic, and if they really, really want something, invisible beings will leave it for them in the night. Kids and Cash


What not to expect from The Cold Hard Truth on Men, Women & Money

If you are looking for the shock and awe factor that comes with listening to Kevin O'Leary speak, then you might be disappointed to know that this book is not shocking at all, and is just filled with great tips on life.  You will also not find much in depth strategies on how to beat the market.  It is more of a book about personal finance and some great life personal life tips, many of which you probably never really thought about before.


The Cold Hard Truth on Men, Women & Money Stats

Pages: 259
Author: Kevin O'Leary
Primary Focus: Personal Finance
Retail Price: $19.95 CAD
Most Memorable Line: Sometimes I wonder if Santa Claus, the Easter Bunny and the Tooth Fairy have done a huge disservice to our children. We've taught them that money is magic, and if they really, really want something, invisible beings will leave it for them in the night.
Personal Finance Information: ★★★★★
Readability: ★★★★★
In Depth Strategies: ★★★☆☆
Overall: ★★★★★
Kevin O'Leary's Website: kevinoleary.com


Building Wealth One House at a Time Review

★★★★★ The Building Wealth One House at a Time book has more information about real estate investing in the first chapter, then many real estate books have in their entire book.  There is just an incredible wealth of information, that anyone that is seriously considering real estate investing should read.
    Not a fluff piece by any means.  You will learn just about everything about buying, renting and selling investment properties.  Important topics such as buying the right house, finding good deals, borrowing to increase your profits, buying and selling to produce cash flow, attracting and training long-term low, maintenance tenants as well as buying out of town property, are all covered under this book.  You will look at real estate differently after reading this book.


Ten Memorable Lines

Building Wealth One House at a Time is packed with information about real estate investing.  To help you get a good idea on what to expect while reading this book, we have listed some of the most memorable lines in the book.  There is only ten listed, but we could have more than twice that in the first chapter alone.


  • "You make your money when you buy," has a double meaning when buying houses. How Buying One House at a Time Can Make You Wealthy
  • After 32 years of investing, I still buy houses instead of apartments or shopping centers. Why? Houses make me more money with less work than any other investment. How Buying One House at a Time Can Make You Wealthy
  • A major advantage of investing in several houses rather than one big apartment or office building is that you can diversify by investing in different price ranges. How Buying One House at a Time Can Make You Wealthy
  • Averages include houses that you don't want to own. Track the prices of houses in neighborhoods that you want to own. How Buying One House at a Time Can Make You Wealthy
  • Buy in the best neighborhood that you can afford. A house in a better neighborhood will make you more money. Buying the Right House
  • Every day a house is wearing out and becoming obsolete. It's the lot that is becoming more valuable. Buying the Right House
  • You do not set the rent on a house; the market sets your rent Knowing How You Are Going to Pay for a House Before You Make an Offer
  • In a hot real estate market, when prices are increasing rapidly, rents will be stable and may even drop. Knowing How You Are Going to Pay for a House Before You Make an Offer
  • The first thing a banker won't do is loan money to someone who really needs it. If you need it, then you must be in trouble or almost in trouble, and bankers hate trouble. Borrowing to Increase Your Profits
  • Not every tenant will be a great tenant, but when you get one, take good care of him with reasonable rent raises and prompt responses to normal maintenance problems. Attracting and Training Long-term, Low-maintenance Tenants


What not to expect from Building Wealth One House at a Time

There is a ton of information in this book, but the book is an American real estate investing guide.  If you are looking to learn about the tax code for investment properties or financing rules in Canada for real estate investments, then you may want to research those on your own after you buy this book.  Seriously, this book is so packed with real estate investing information, that everyone, unless you are already an expert or are not interested in investing in real estate, should buy this book.


Building Wealth One House at a Time

Pages: 232
Author: John W. Schaub
Primary Focus: Real Estate Investing
Retail Price: $21.95 USD
Most Memorable Line: When the rental market is soft, lower your rent, not your standards.
Real Estate Investing Information: ★★★★★
Readability: ★★★★★
In Depth Strategies: ★★★★★
Overall: ★★★★★
Website: John Schaub's Website


The Wealthy Barber Returns Review

★★★★★ The Wealthy Barber Returns is a very entertaining read, and that is saying a lot for a personal finance book.  Not only is it a good read, but it is packed with basic personal finance tips, that much of us Canadians seem to forget.  Throughout the book there is dry, witty humour and small stories, which makes it an easy read.
    Unfortunately I can't compare it to the first book, we haven't read it yet, but there are many stories and basic personal finance tips that are relevant to the time.  The book talks about the TFSA, ETFs, life insurance, savings strategies and a whole wealth of personal finance information.  Don't worry, trust us, it is an entertaining read.  Seriously I don't know why, but this book is a big pick me up type of book, but then again, that is coming from a personal finance nerd.


Ten Memorable Lines

There are many memorable lines in The Wealthy Barber Returns, some of the lines make sense on their own, while other lines only make sense with the surrounding paragraphs.  We had to shorten our memorable lines for this book by a lot, otherwise we would be typing most of the book.


  • Our pets live more comfortably than half the Earth's population, for heaven's sake. The Power of Perspective
  • These are "the good old days"! It drives me crazy that people can't see that. The Power of Perspective
  • "I can't afford it" ..."Seriously, you won't believe what a difference saying that has made." Four Liberating Words
  • Spending begets spending. Ditto Didernot
  • Find yourself overusing your credit cards, call my office at (###) ###-#### and I'll yell at you for a few minutes -- no charge. Pardon the pun. Plastic Surgery
  • "It's my job," All Too Willing to Lend a Hand
  • "Beware of little expenses. A small leak will sink a great ship." And Furthermore
  • Spend more on experiences and less on stuff. Some Experience Required
  • People who live within their means tend to be happier and less stressed. A Final Reminder
  • Pay yourself first! Virtually Every Chapter


What not to expect from The Wealthy Barber Returns

If you are looking for an in depth strategy on how to beat the market, then this book wouldn't be for you.  It is more of a book about basic personal finance, which isn't so common and isn't taught enough.  Also, if you are strictly looking for a new savings or investment strategy that you haven't heard before, then you might to skip this book as well.  Don't get me wrong, the book has solid personal finance tips, but it isn't packed with new ideas and strategies that the average Canadian should already know (even though many Canadians don't), which is okay for most, but could result in a bad read for a few.


The Wealthy Barber Returns Stats

Pages: 224
Author: David Chilton
Primary Focus: Personal Finance
Retail Price: $19.95 CAD
Most Memorable Line: These are "the good old days"! It drives me crazy that people can't see that.
Personal Finance Information: ★★★★☆
Readability: ★★★★★
In Depth Strategies: ★★★☆☆
Overall: ★★★★★